Advice

Legislative changes

The ‘accountants exemption’, under which we as accountants were authorised to give general advice, is no longer in place since 30 June 2016.

From July 1 2016, advisors must have a limited Australian Financial Services License (AFSL) to provide advice in superannuation. We do not have an AFSL and therefore do not provide any investment advice. This includes advice on setting up an SMSF.

If a prospective or current Trustee want advice to decide if an SMSF is right for them or planning aspects in an SMSF, you can contact a Financial Advisor. Some Financial Advisors we work with are as follows:

Financial Advisors

Steve Gilbert 0412209595 steve@tradiesfinance.com.au

We as Mortgage Managers take a more hands on approach by crafting solutions tailored to individuals needs rather than simply selecting pre packaged options as brokers do. We specialise in SMSF and NDIS. We as Mortgage Managers find funds to back our own products that can produce a fit and solution that is specific for you and your goals.

This personalised approach allows for greater flexibility and the potential for more favourable outcomes, such as quicker loan repayment and an expedited path to retirement. By aligning the loan structure with specific goals and strategies, you’re aiming to not only facilitate a smoother lending experience but also to optimize financial outcomes for our clients.

SMSF Loans
  • New purchases up to 90% LVR
  • Stress-free refinance with SMSF loan experts that will save $$$ thousands off your current rates.
  • Faster turnaround – Reduced document requirements for refinances
  • Available for both commercial and residential properties
  • Tailored service and strategies
  • Offset accounts available for all SMSF loans.
  • Interest only on new purchases up to 80% LVR

*All calculations are based on individual circumstances – your returns may vary. Consult with Steve to get and accurate calculation on returns.

NDIS Loans
  • Owner Occupier Rates from 6.15%
  • Purpose built SDA compliant property.
  • We consider the full NDIS SDA
  • Maximum Loan Amount:
    $2,500,000 (Construction)
    $1,500,000 (Established)
  • Tailored service & free comprehensive comparison analysis
  • Loans up to 90% with 100% offset.
  • We will lend against the Full Purchase price using commercial valuations.

Humor in Super

If you don’t mind the odd swear word or two, check out the video below for a light-hearted look at the changes occurring in the Super industry.

Superannuation Warehouse Services

For more information on the services we offer, please click on our Services page.

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